Carrot Cake Steel-Cut Oats

When I want a breakfast that’s both hearty and warming, steel-cut oats is always my first choice. This carrot cake version is especially close to my heart because it includes both fruits and vegetables, real spices, and that cozy “warm hug” feeling that makes winter mornings easier to handle.

This recipe is an upgraded take on my original steel-cut oats recipe, packed with plants and finished with a crunchy candied pecan topping, raisins, and coconut flakes for that classic carrot cake flavor you love. It’s packed with fiber and plant-based protein, naturally sweetened, and balanced to keep blood sugar steady—so you feel full and energized, not crashing an hour later.

Ingredients You’ll Need

This stovetop oatmeal can be made once and enjoyed multiple times throughout the week. The ingredient list is simple and spice-forward, which is what gives it that true carrot cake flavor without needing a lot of added sugar.

• Steel-cut oats: My go-to oat for breakfast. They have a nutty flavor and slightly more fiber and protein than rolled or quick oats.
• Green apple: Adds gentle tartness that balances the sweetness. It softens as it cooks, blending right into the oats.
• Carrots: Freshly grated or pre-grated both work. And yes—you can absolutely double the carrots here.
• Fresh ginger root: Adds warmth and a subtle kick. Ground ginger works, but fresh really elevates the flavor.
• Sea salt: Just enough to enhance all the spices and natural sweetness.
• Coconut sugar: A less-refined sweetener with a warm, caramel-like flavor that pairs beautifully with the spices.
• Cinnamon: Essential for that classic carrot cake warmth.
• Raisins: Add natural sweetness and chewy texture.
• Coconut flakes: Lightly sweet and great for texture.
• Candied pecans: The finishing touch. Crunchy, slightly sweet, and completely worth it.

Ingredient Swaps

Oatmeal is incredibly forgiving, so feel free to make this recipe your own.

• Swap the green apple for a red apple if you prefer something sweeter.
• Use ground ginger if fresh isn’t available.
• Maple syrup can replace coconut sugar if that’s what you have on hand.
• Replace raisins with chopped dates, dried cranberries, or even dried pineapple if that’s how you like your carrot cake.
• Add nutmeg or cloves if those are spices you love in traditional carrot cake.

There’s no single “right” version—just the one that works best for you.

How to Make Steel-Cut Oats (Stovetop Method)

Everything cooks in one pot, so choose a saucepan with enough room for the oats to expand.

How to Make Steel-Cut Oats (Crockpot Method)

You can easily make this carrot cake steel-cut oatmeal in a crockpot the night before, which is perfect for hands-off cooking and busy mornings.

1. Add ingredients to the slow cooker: Add the steel-cut oats, water, grated carrots, chopped apple, ginger, cinnamon, coconut sugar, and sea salt to the crockpot. Stir well to combine.
2. Cook low and slow: Cover and cook on LOW for 6–7 hours or HIGH for 3–4 hours, until the oats are tender and creamy. Stir halfway through if possible.
3. Finish and serve: Stir the oatmeal well, then portion into bowls. Top with candied pecans, raisins, and coconut flakes. Add a splash of dairy-free milk if you prefer a creamier texture.
4. Store leftovers: Let the oats cool completely, then store in airtight containers in the refrigerator for up to 5 days. Reheat with a little extra liquid to loosen the oats.

Steel-Cut Oats Toppings

Steel-cut oats are a perfect base for toppings because they’re hearty and not overly sweet. Here are some great options, grouped by flavor and texture so you can mix and match:

Sweet & Cozy Toppings

• Chopped apples or pears (fresh or sautéed)
• Berries (fresh or frozen)
• Raisins, dates, or dried cranberries
• Maple syrup or coconut sugar
• Cinnamon, nutmeg, or cardamom

Crunchy Toppings

• Candied pecans or walnuts
• Toasted almonds or pumpkin seeds
• Granola (a small handful goes a long way)
• Coconut flakes or toasted coconut chips

Creamy & Satisfying Toppings

• Almond butter, peanut butter, or another nut butter
• Coconut cream or dairy-free yogurt
• Chia seeds or ground flaxseed

Savory (yes, really) Toppings

• Toasted nuts with a pinch of sea salt
• Tahini with roasted veggies
• Sautéed mushrooms or greens
• Nutritional yeast for a savory boost

More Oatmeal Recipes

If you want to hop on the oatmeal train and switch up your morning routine then I’ve got you covered! You make these recipes ahead of time and reheat them as needed for some great, hearty breakfast options:

• Warm Steel Cut Oats: A great dish to make on Sunday and enjoy all week.
• Apple Cinnamon Baked Oatmeal: Bake once and cut into individual portions for easy breakfasts.
• Overnight Oats: Add the mix-ins you want and have a different, delightful breakfast each day!
• Easy Healthy Granola: I love eating this plan, mixing it into yogurt and using it to top chia pudding.